Medicare 2026: What You Need to Know

Stay informed about Medicare plans, coverage, and enrollment for 2026

Understanding Medicare in 2026

Important Dates for 2026

  • Annual Enrollment Period: October 15 - December 7, 2025
  • Medicare Advantage Open Enrollment: January 1 - March 31, 2026
  • General Enrollment Period: January 1 - March 31, 2026
  • Special Enrollment Periods available year-round for qualifying events

Medicare Coverage Options

  • Original Medicare (Part A & Part B)
  • Medicare Advantage Plans (Part C)
  • Medicare Prescription Drug Plans (Part D)
  • Medicare Supplement Insurance (Medigap)

2026 Cost Updates

  • Part A premiums and deductibles may change
  • Part B premiums and deductibles subject to annual adjustments
  • Part D coverage and costs vary by plan
  • Medicare Advantage plan costs depend on selected plan

Benefits & Services

  • Preventive care services
  • Hospital and medical coverage
  • Prescription drug coverage
  • Additional benefits through Medicare Advantage plans

Important Information

Medicare plans and benefits can change each year. It's important to review your coverage annually during the Annual Enrollment Period to ensure your plan still meets your healthcare needs and budget. Compare plans, check for changes in costs, coverage, and provider networks.

Eligibility Requirements

To be eligible for Medicare, you generally must be:

  • 65 years or older, OR
  • Under 65 with certain disabilities, OR
  • Any age with End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS)

Most people are automatically enrolled in Medicare Part A and Part B when they turn 65 if they're already receiving Social Security benefits.

Choosing the Right Plan

When selecting a Medicare plan for 2026, consider:

  • Your current health needs and medications
  • Your preferred doctors and healthcare providers
  • Your budget and ability to pay premiums, deductibles, and copayments
  • Whether you travel frequently or live in multiple locations
  • Additional benefits that may be important to you (dental, vision, hearing, etc.)